Top 100 Independent Brokers of 2017

We are very proud to announce that First Insurance Solutions are now officially recognised as one of the Top 100 Independent Brokers of 2017 by Insurance Age.

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Managing Your Fire Liabilities In The Construction Industry

On average, there are 11 construction fires every day, which annually cost the construction industry £400 million, according to the most recent figures from the HSE. Fires can be devastating, as they can damage a building’s structural elements and its equipment, as well as disrupt regular operations. It is therefore important to know the most common sources of fire on construction sites. Besides hot works and arson, these are the most common fire sources on construction sites: Continue reading

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Part 1 CCTV Drainage Survey

Disclaimer… I am not a lawyer, nor qualified to give advice in law or contractual agreements. I do however have extensive experience in insurance policies which are governed and dictated by the types of conditions that a drainage firm uses or agrees to in their contractual relationships. The below is intended merely as a guide to some things you or your business should give consideration to when setting out your T&C’s for undertaking a CCTV Drainage survey. Continue reading

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Drivers Negligence? 4 out of 5 companies could save money by calling us!

Drivers Negligence Insurance will respond to claims following accidental damage caused by an agency driver who has been supplied to drive a hiring client’s vehicle. The hiring client will typically request that the cover be in place as it allows them to claim for any accidental damage through the driving agency’s policy instead of their own motor fleet which would impact upon their claims experience.

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An Overview of Professional Indemnity Cover

As a professional, you are expected to provide quality services within the accepted standards of your profession. However, despite your best intentions, mistakes or misjudgements are bound to occur and can have serious consequences.

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Don’t Be A Target: A Cyber Risk Video

Cyber criminals have been making headlines by targeting huge companies, however in this cyber risk video you’ll learn how every company, no matter how small, could be exactly the target cyber criminals are looking for.

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Drivers Negligence Insurance

If you are a professional driver, recruitment agency and/or an employment business which supply temporary drivers, it is becoming increasingly popular for haulage, logistics and transport companies to request all drivers supplied to them to have Drivers Negligence insurance in place.

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Architects and Engineers Professional Indemnity Cover

As an engineer or architect, you work in a highly skilled industry and are expected to provide quality design services that are free of errors or omissions. Despite your expertise, knowledge and best intentions, the reality is that not all projects are error-free and eventually a mistake is bound to occur.

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Cyber Liability – Has Your Business Got The Correct Insurance Cover?

The recent cyber-attack on the NHS and other major institutions in the UK and abroad has brought the issue of cyber security into sharp relief. However, data extortion using ‘ransomware’ is only the tip of the iceberg and in fact it is small and medium sized businesses that are increasingly being targeted. There has been a massive rise in cyber related crime; it is now the fastest growing crime in the world with a cost to business in 2016 of £50 billion.

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Professional Indemnity Insurance

The need for professional indemnity (PI) insurance cover has grown over the past several decades as more people enter professional service-based careers.

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