The need for professional indemnity (PI) cover has grown over the past few decades as more people enter professional service-based sectors.
We are very proud to announce that First Insurance Solutions are now officially recognised as one of the Top 100 Independent Brokers of 2017 by Insurance Age.
On average, there are 11 construction fires every day, which annually cost the construction industry £400 million, according to the most recent figures from the HSE. Fires can be devastating, as they can damage a building’s structural elements and its equipment, as well as disrupt regular operations. It is therefore important to know the most common sources of fire on construction sites. Besides hot works and arson, these are the most common fire sources on construction sites: Continue reading
Disclaimer… I am not a lawyer, nor qualified to give advice in law or contractual agreements. I do however have extensive experience in insurance policies which are governed and dictated by the types of conditions that a drainage firm uses or agrees to in their contractual relationships. The below is intended merely as a guide to some things you or your business should give consideration to when setting out your T&C’s for undertaking a CCTV Drainage survey. Continue reading
Drivers Negligence Insurance will respond to claims following accidental damage caused by an agency driver who has been supplied to drive a hiring client’s vehicle. The hiring client will typically request that the cover be in place as it allows them to claim for any accidental damage through the driving agency’s policy instead of their own motor fleet which would impact upon their claims experience.