If you are a professional driver, recruitment agency and/or an employment business which supply temporary drivers, it is becoming increasingly popular for haulage, logistics and transport companies to request all drivers supplied to them to have Drivers Negligence insurance in place.
As an engineer or architect, you work in a highly skilled industry and are expected to provide quality design services that are free of errors or omissions. Despite your expertise, knowledge and best intentions, the reality is that not all projects are error-free and eventually a mistake is bound to occur.
The recent cyber-attack on the NHS and other major institutions in the UK and abroad has brought the issue of cyber security into sharp relief. However, data extortion using ‘ransomware’ is only the tip of the iceberg and in fact it is small and medium sized businesses that are increasingly being targeted. There has been a massive rise in cyber related crime; it is now the fastest growing crime in the world with a cost to business in 2016 of £50 billion.
While the property market goes through times of uncertainty, Estate Agents need to ensure that they are protected more than ever for the advice they give. That being said, a large number have either never heard of Professional Indemnity, or still don’t fully understand the cover.
As an actuary, you gather facts and compile related statistics in order to either support, prove, or disprove the topic being researched. Your job is to help a company determine the financial consequences of risk.
While offices are typically devoid of severe life-threatening hazards, that does not excuse your company from supporting a feckless health and safety policy. For that reason, it is essential that your company conducts a comprehensive risk assessment at least once a year.